Kenneth Lieberman

Executive Vice President – International Risk Management
Visa International

Ken Lieberman leads Visa International risk management programs, based at Visa International headquarters near San Francisco, California. As the industry leader in retail payment systems, Visa maintains risk management programs that protect the profitability of Visa products and services and the integrity of global payment system operations.

As a global enterprise, Visa International oversees strategic and critical disciplines at the corporate center that are delivered in local markets by Visa's six regions — Asia Pacific, Canada, European Union, CEMEA (Central Europe, Midle East and Africa), Latin America and United States. Mr. Lieberman has oversight of international risk management policy and security standards that protect the technology platforms delivering Visa products and services on a global basis.

Key risk management initiatives are enhancing the authentication of Visa cards and cardholders in the card present and card-not-present digital environments. Related initiatives are defining the security standards for emerging delivery channels and devices that represent Visa's vision of universal commerce. Visa risk management programs provide strong technology to Members — enhancing the security and integrity of their Visa programs — include a comprehensive system of internal controls addressing audit and regulatory requirements for the safe and sound operation of a global payment system.

Mr. Lieberman joined Visa in 1989 and has held progressively senior positions in risk management in Visa USA and Visa International. He previously headed the Y2K Readiness Project for Visa USA, ensuring overall system, platform, and staff readiness for the new millennium.

Prior to joining Visa, Mr. Lieberman worked with the Federal Reserve System and the Federal Home Loan Bank System in credit, bank supervision and the development of regulatory policy. Mr. Lieberman graduated from the University of California, Berkeley in 1980.

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